Cryptocurrencies could make travelling internationally easier – here is how

There are over 560 million crypto holders in the world, so it’s only natural that the number of people who are using digital currencies when travelling has grown over the years. The growing number of travelers using cryptocurrencies demands for industry services providers to start integrating digital currencies into their process, which could lead to a revolution in the industry. 

In their early years, cryptocurrencies like Bitcoin, Ethereum, or Cardano have been considered niche financial instruments. But as they proved their power to disrupt industries they have been encountered with wide acceptance and popularity. Reputable coins like Cardano, Solana, Ethereum or Bitcoin have also infiltrated mainstream financial systems so they impact the way people pay for services or complete other types of transactions. 

The travel sector has witnessed a noteworthy impact of the rise of cryptocurrency, triggering a growing number of service providers to look for ways to integrate cryptocurrencies like Bitcoin, Ethereum, or Cardano in their payment solutions. But before picking their currency of choice, they must check BTC, ETH, or SHIB news today to stay up to date with trends and figure out where the prices are heading.. 

Digital currencies offer a decentralized approach, increased transparency, higher flexibility, and overall, a new paradigm for the travel sector. When service providers include them into their services, they find it easier to retain customers as they offer versatile services. 

flat lay photography of camera, book, and bag

Image source https://unsplash.com/photos/flat-lay-photography-of-camera-book-and-bag-qyAka7W5uMY

Traditional travel payments often make the experience overwhelming

International travel often comes with financial headaches. Exchanging currencies, paying high fees, and dealing with transaction delays are common pain points for tourists and business travelers alike. Here are some of the most pressing issues:

  • Foreign Exchange Fees: Traditional currency exchanges often involve steep conversion fees, which can eat into a travel budget. Banks and exchange bureaus may charge both a percentage-based fee and an unfavorable exchange rate.
  • Cross-Border Payment Restrictions: Some countries have strict financial regulations, making it difficult to access funds or complete transactions using foreign bank cards.
  • Slow Transactions: International money transfers through banks can take days to process, making it inconvenient for travelers who need immediate access to funds.
  • Security Concerns: Carrying large amounts of cash poses a risk, while using credit or debit cards abroad can expose travelers to fraud and unauthorized charges.

Cryptocurrencies present a potential solution to many of these challenges. With blockchain technology, travelers can enjoy faster, cheaper, and more secure financial transactions.

Crypto payments remove borders for travelers

Cryptocurrencies offer a borderless payment method, allowing travelers to avoid the limitations of traditional financial systems. With digital assets like Bitcoin (BTC), Ethereum (ETH), SHIB and stablecoins such as USDT or USDC, tourists can pay for goods and services without worrying about exchange rates or cross-border banking restrictions.

1. Instant and Low-Cost Transactions

Unlike bank transfers, which can take several days, crypto transactions are processed within minutes—sometimes even seconds. The decentralized nature of blockchain networks eliminates intermediaries, reducing transaction costs significantly. For instance, sending money internationally via traditional methods can incur fees ranging from 3% to 10%. In contrast, cryptocurrency transactions often have minimal fees, depending on the network. Layer-2 solutions such as the Lightning Network (for Bitcoin) or rollups on Ethereum further enhance speed and efficiency.

2. Avoiding Exchange Rate Risks

Using local currency or credit cards abroad often means dealing with fluctuating exchange rates. Cryptocurrencies eliminate this concern since digital assets can be used directly for payments in businesses that accept them. Stablecoins, in particular, provide an additional layer of stability. By maintaining a 1:1 peg with fiat currencies (such as USD or EUR), stablecoins help travelers avoid volatility while still benefiting from crypto’s efficiency.

3. Access to Funds Without Banking Restrictions

In some countries, international credit or debit cards may not work due to local financial regulations. This can create difficulties for travelers who rely on their bank accounts to withdraw cash or make purchases. With cryptocurrencies, users can store, send, and receive funds anywhere in the world without requiring a bank account. All they need is a digital wallet and an internet connection.

A growing number of travel service providers offer crypto payments

The number of businesses accepting cryptocurrency is growing, making it easier for travelers to use digital assets for real-world expenses. Some key areas where crypto adoption is increasing include:

1. Hotels and Accommodations

Several hotel chains and independent properties now accept cryptocurrency payments. For example, Expedia previously partnered with a crypto payment provider to allow Bitcoin bookings, and platforms like Travala.com offer crypto payment options for accommodations worldwide.

2. Airlines and Transportation

Airlines such as AirBaltic and Emirates have explored cryptocurrency payments for tickets. Additionally, some ride-hailing services and car rental companies are beginning to accept digital currencies, providing more flexibility for travelers.

3. Restaurants and Retail Stores

Crypto-friendly restaurants and shops are appearing in major tourist destinations. Some cities even have dedicated crypto hubs, where businesses actively support digital asset transactions.

4. Tourist Attractions and Experiences

Some travel agencies and tour operators now offer the option to book excursions using cryptocurrency, catering to digital-savvy tourists. This trend is particularly strong in regions with high crypto adoption, such as Dubai and certain European cities.

Travelers can use crypto ATMs and prepaid travel cards 

For travelers who need access to fiat currency, crypto ATMs provide a convenient solution. These machines allow users to withdraw local cash using Bitcoin or other cryptocurrencies. As of 2025, there are over 40,000 crypto ATMs worldwide, with significant growth in tourist-heavy regions. Additionally, some companies offer prepaid travel debit cards that can be loaded with cryptocurrency. These cards convert crypto into fiat at the point of sale, allowing travelers to pay anywhere that accepts Visa or Mastercard.

Travelers using crypto have several safety benefits

One of the biggest concerns when traveling abroad is financial security. Credit card fraud, identity theft, and payment scams are common risks. Cryptocurrencies offer enhanced security features that help travelers protect their funds.

1. No Need to Carry Large Amounts of Cash

Losing cash or having it stolen can ruin a trip. With crypto wallets, travelers can securely store funds digitally and access them whenever needed.

2. Reduced Fraud Risk

Credit card skimming and data breaches are frequent issues when using traditional payment methods abroad. Crypto transactions rely on blockchain security, making them less susceptible to fraud. Since transactions are pseudonymous, sensitive banking information is never exposed.

3. Financial Sovereignty

Unlike traditional bank accounts, which can be frozen or restricted, cryptocurrency wallets give users full control over their assets. This can be particularly beneficial for travelers in regions with unstable financial systems.

Are you ready to travel with crypto?

Cryptocurrencies have the potential to make international travel easier by eliminating high fees, speeding up transactions, and offering borderless financial solutions. Whether through direct crypto payments, prepaid travel cards, or crypto ATMs, digital assets can enhance convenience and security for travelers worldwide.